Senior Citizen Schemes: The Central Government is launching various schemes from time to time for the financial stability of its citizens. Several schemes have been launched to increase the savings of the people and provide financial security. These also include welfare schemes for senior citizens.
The government offers several pension schemes for the financial security of the senior citizens of the country. Retired senior citizens will also benefit from this scheme. Some schemes implemented by the central government for senior citizens special pension schemes Information about is given here.
Atal Pension Yojana:
The Government of India launched this scheme in 2015 for the financial security of all Indians, especially the poor and the underprivileged. Under this scheme people from 18 to 40 years can deposit their money. On completion of 60 years, they are given a pension ranging from Rs 1,000 to Rs 5,000.
National Pension Scheme:
Indian citizens aged 18 to 70 years can deposit money under the National Pension Scheme. On completion of 60 years, the person gets a lump sum amount of investment in cash and monthly pension. Under this scheme, a monthly pension of up to Rs 10,000 is available.
National Social Assistance Programme:
of the central government national social assistance Under the scheme, monthly financial assistance of Rs 200 to Rs 500 is provided to senior citizens and persons with disabilities who are below the poverty line. Apart from this, if the person enrolled in this scheme dies, then the family will get Rs 20,000 once. will be given.
Indira Gandhi National Old Age Pension Scheme:
Under this central government scheme, PPL category senior citizens in the age group of 70 to 79 years will get Rs 200 per month. Pension is given. On completion of 80 years, this pension will be Rs 500 per month. to become
Another important message for senior citizens:
Government and private banks of the country provide many special facilities to senior citizens. Now there is another good news for senior citizens in the month of August. Many banks have changed the interest rates in August. In this sense, senior citizens will get up to 9 percent interest.
Meanwhile, RBI has given great relief to crores of people. RBI has changed the rules of penalty and interest rates on loan accounts. The central bank has prohibited the imposition of penalty on loan accounts. Along with this, RBI said that the new rules will be applicable from next year. This new rule of RBI is applicable to all banks. The new rules are applicable to all commercial banks, NBFCs, co-operative banks, housing finance corporations, NABARD, SIDBI etc.